As a CERTIFIED FINANCIAL PLANNER™ professional, Skip earned the right to use the CFP® mark of distinction by completing a professional course of study followed by a rigorous two-day certification examination and by providing proof of extensive practical experience. To maintain certification, CFP® practitioners are required to satisfy ongoing ethics and education requirements.
Making competent, objective financial advice accessible
Skip Fleming is a member of the Garrett Planning Network, an international affiliation of Fee-Only financial planners dedicated to serving people from all walks of life. As staunch consumer advocates and Fee-Only client fiduciaries, members of the Garrett Planning Network continue to demonstrate their commitment to serving the public's best interests by making competent, commission-free financial planning and advice accessible to all people. Many financial advisors accept clients only if they meet certain income and net worth requirements. Skip and his fellow Garrett network members believe, however, that professional, objective financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, Skip is proud to offer the same quality, professional advice to all clients, not just the affluent.
Members bring the collective wisdom of the entire network – comprised of over 300 financial planning and allied professionals – to their own individual practices. Advice is provided on an hourly, Fee-Only basis, which means that clients pay only for the time an advisor works with or for them. In addition, some Garrett members offer their services on a retainer basis, which is the case at Lodestar Financial Planning. Members do not accept sales commissions or third-party compensation. All compensation comes directly from their clients.
Commitment to Excellence
Skip Fleming is a NAPFA Corporate Professional. The National Association of Personal Financial Advisors is the largest professional association of Fee-Only financial planners in the United States. With over 800 members and affiliates, in 45 states, the members of the National Association of Personal Financial Advisors (NAPFA) subscribe to a strict fiduciary oath. In addition, NAPFA members are required to fulfill significant continuing education requirements.